Your finance options

Solutions is the Volkswagen Personal Contract Plan, designed to help you keep all your options open.

You pay a deposit and fixed monthly payments over an agreed term then, at the end of your contract, you can either:

  • Exchange your current vehicle for a new Volkswagen. You can simply settle this agreement and take out a new one with Breeze (subject to application and acceptance)
  • Keep your current vehicle and pay off all outstanding fees
  • Or, as long as it is in good condition, you can simply give it back to us.*

*Subject to mileage and Volkswagen Fair Wear and Tear guidelines.

Hire Purchase enables you to purchase your Volkswagen, without getting weighed down with a hefty payment up front. Instead, you pay a deposit and fixed monthly payments over an agreed term.

When you make your final payment (including option-to-purchase fee) at the end of the contract, the car is all yours.

A lease purchase agreement enables you to purchase your Volkswagen, but keeps monthly payments lower, by deferring some of the loan to the end of the agreement.

When you make your final payment (the proportion of your loan and option-to-purchase fee) at the end of the contract, the car is all yours to keep or part exchange.

Alternatively, you can apply to re-finance the final payment (spreading the final lump sum cost over an agreed term with monthly payments) subject to your status and satisfactory payment history.

Finance Lease is a rental agreement where you can choose to pay the entire cost over an agreed lease period or you can opt to pay lower monthly rental payments with a final rental payment at the end of the agreement.

Finance Lease customers do not have the option to own the vehicle at the end of the contract period.

The two different Finance Lease rental plans are:

  • Full Payout Lease - where the entire cost is paid over an agreed term with monthly rental payments (plus VAT).
  • Balloon Lease - which allows cheaper monthly rental payments (plus VAT) but requires a lump sum to be paid as the final rental payment.

Contract Hire is a straightforward hire agreement that does not have an option to own the vehicle at the end of the contract period. It is available for both personal and business customers.

You make fixed monthly payments (plus VAT) throughout the term of your agreement, then simply hand the vehicle back at the end of the contract.*

You will need to start thinking about ordering your next vehicle at least 6 months before the end of your current agreement to ensure you are not left without a vehicle.

Contract Hire customers also benefit from the Volkswagen Driverline service that provides you with a single contact number for all your motoring needs. Visit the Contract Hire section of our website to view available offers or call 0800 1384800 to talk to one of our team.

*subject to terms and conditions and Volkswagen Fair Wear and Tear Guidelines.